Wells Fargo Active Cash

Wells Fargo Active Cash offers convenience, security and financial versatility for your users.

Credit Card

Wells Fargo Active Cash

0% introductory APR $200 cash rewards bonus

Unlimited 2% cashback on all purchases.

How to Apply You will remain on this website.

The Wells Fargo Active Cash® Credit Card is a top-tier option for individuals seeking straightforward and unlimited rewards.

With a flat 2% cashback on every purchase and no annual fee, this card is perfect for those who value simplicity and flexibility.

Whether you’re paying for groceries, dining out, or planning a big purchase, the Wells Fargo Active Cash Card ensures that every dollar spent earns maximum rewards without the hassle of tracking categories.

Simple Rewards, Exceptional Value

The Wells Fargo Active Cash® Credit Card delivers unmatched value through its unlimited 2% cashback on every purchase.

There are no rotating categories, spending caps, or complex redemption rules—just consistent rewards on everything you buy.

Cardholders also benefit from a generous introductory offer: earn a $200 cash rewards bonus after spending $500 in purchases in the first three months.

Built-In Benefits for Everyday Convenience

In addition to cashback rewards, the card offers 0% introductory APR for 15 months on purchases and qualifying balance transfers, followed by a variable APR.

This feature makes it an excellent choice for financing larger purchases or consolidating debt.

The card includes added perks such as cell phone protection, zero liability for unauthorized transactions, and compatibility with digital wallets like Apple Pay and Google Pay.

Pros and Cons

Pros

• Unlimited 2% cashback on all purchases.
• $200 cash rewards bonus for new cardholders.
• 0% introductory APR for 15 months on purchases and balance transfers.
• No annual fee.
• Includes cell phone protection and robust security features.

Cons

• Requires good to excellent credit for approval.
• No elevated rewards for specific categories.
• Balance transfer fee applies.

How Do I Know If the Wells Fargo Active Cash® Credit Card Is the Best Credit Card for Me?

The Wells Fargo Active Cash® Credit Card is ideal for individuals who prefer a straightforward rewards program without the need to manage categories or spending caps.

If you value unlimited cashback and no annual fee, this card is an excellent choice.

However, if you’re seeking elevated rewards in specific categories or premium travel perks, other cards may better suit your needs.

This card is best for users who prioritize simplicity and consistency in earning rewards.

Why Do We Like This Card?

We like the Wells Fargo Active Cash® Credit Card for its straightforward approach—offering unlimited 2% cashback on every purchase without the need to track rotating categories or enroll in bonus programs manually.

Its no-annual-fee structure adds to its appeal, making it a low-maintenance option for users who want to earn consistent rewards without worrying about paying extra just to carry the card.

The simplicity of flat-rate cashback, combined with features like cell phone protection and zero liability for unauthorized purchases, makes it both rewarding and secure for everyday spending.