Anúncios
Self Visa Secured credit card offers convenience, security and financial versatility for your users.
Self Visa Secured
No hard credit check Helps build creditThe Self Visa® Secured Credit Card is an innovative option for individuals looking to establish or rebuild credit while simultaneously building savings. Unlike traditional secured cards, this card integrates with Self’s credit-building loan program, allowing you to grow your financial profile with structured payments and a refundable security deposit.
With no hard credit check required and reporting to all three major credit bureaus, the Self Visa® Secured Credit Card is a smart choice for individuals ready to improve their financial standing.
Credit Building Meets Saving
The Self Visa® Secured Credit Card is linked to Self’s credit-building loan program, requiring users to first open a Credit Builder Account. Once your account has accrued at least $100 in savings, you can use those funds as a security deposit to open the credit card.
This unique system helps you build credit through on-time payments while also saving money. By consistently paying off balances and making timely payments on your Credit Builder Account, you can steadily improve your credit score.
Tools for Financial Growth
The card reports your payment history to all three major credit bureaus, ensuring that responsible use positively impacts your credit profile. It also offers features like $0 fraud liability and online account management, providing added security and convenience.
While it doesn’t include rewards or cashback, its dual focus on credit building and savings makes it a valuable tool for improving your financial health.
Pros and Cons
Pros
- No hard credit check required for approval.
- Combines credit-building with a savings program.
- Reports to all three major credit bureaus.
- Helps build credit with structured payments.
- $0 fraud liability for unauthorized transactions.
Cons
- Requires enrollment in the Self Credit Builder Account.
- No rewards or cashback program.
- Security deposit is based on accumulated savings.
How Do I Know If the Self Visa® Secured Credit Card Is the Best Credit Card for Me?
The Self Visa® Secured Credit Card is ideal for individuals who want to build credit while saving money. If you’re comfortable starting with Self’s Credit Builder Account and prefer a card that integrates savings with credit-building, this card is a strong choice.
However, if you’re looking for immediate access to a secured card or a rewards program, other options may be more suitable. This card is best for users committed to improving their financial health through structured payments and responsible credit use.
Why Do We Like This Card?
We like the Self Visa® Secured Credit Card for its innovative approach to credit building. By combining savings with credit-building, it offers a unique way to improve your financial profile while developing positive financial habits.
You will remain on the current site
