Bank of America Customized – How to apply

This credit card offers convenience, security and financial versatility for all your users.

The Assent Mastercard Platinum appears as an attractive solution for those looking for a credit card with flexibility and financial security. 

With limits ranging from $200 to $2,000, and a refundable deposit, it offers an affordable way to build or improve your credit history. 

With no annual fees, this card stands out for allowing users to enjoy its advantages without hidden costs, making it a viable option for those who want more controlled financial management.

Furthermore, the 1% cashback rewards program for regular purchases is an incentive to use the card daily. 

If you’re ready to take the next step in your financial journey, this card will be the ideal partner to help you achieve your goals.

How does the Assent Mastercard Platinum work?

The Assent Mastercard Platinum It is an affordable option for those looking for a credit card that offers financial flexibility and easy management. 

With credit limits ranging from US$200 to US$2,000, this card is ideal for anyone looking to build or improve their credit score. 

The difference with this card is its security, as the limits are guaranteed by a security deposit, which can be refunded when closing the account. This provides an additional layer of protection for the consumer.

Additionally, Mastercard Platinum offers complete account management, available online 24/7. 

This means that users can access their financial information at any time, making it easier to track expenses and pay invoices. 

The program is national, with availability in many US states, making it a viable option for a wide audience.

To qualify for the Assent Mastercard Platinum, applicants must meet some specific criteria, such as having a good to excellent credit score, a stable source of income, being over 18 years old, and legally residing in the US. 

Main benefits of the Assent Platinum Intro Rate

One of the main benefits of the Assent Mastercard Platinum is the introductory interest rate, which can be quite attractive for new users. 

This allows consumers to make purchases without immediately worrying about high fees, providing a period of financial relief while they adjust to using the card. 

The program offers a 1% cashback reward on regular purchases. 

Another important benefit is the flexibility of credit limits. 

Users can start with a lower limit and, as they prove their financial responsibility, have the opportunity to increase that limit. 

This not only improves credit scores but also provides a safety net in unexpected financial situations. 

Additionally, 24/7 online management allows users to monitor their accounts in real time, set up alerts and make payments with ease. 

Cons of the Seat Platinum 

Although the Assent Mastercard Platinum offers several benefits, there are also some disadvantages that potential users should consider. 

One is the requirement for a security deposit, which can be a deal-breaker for some. 

This deposit, while refundable, may limit the card’s accessibility for those who are experiencing financial hardship.

Another disadvantage is that despite the attractive introductory interest rate, rates can increase significantly after this period ends. 

This means consumers must be aware of their finances and ensure they can pay their bills to avoid additional charges. 

The lack of an annual fee can be a plus, but it’s important to read the terms and conditions carefully.

Additionally, the need for a good to excellent credit score may exclude potential applicants who are trying to improve their financial situation. 

APR and Fees

This card’s regular APR for purchases is 28.49% variable, which means users should be aware that if they don’t pay the full balance on time, they could face significant charges. 

And while there’s no annual fee, the cost of cash advances is also high, with a 28.49% APR and a 3% fee on the amount withdrawn.

In addition to APR rates, other fees are charged. For example, the late fee can be as high as $41. 

The card also has a 3% foreign transaction fee, which may be a factor to consider for those traveling or making international purchases. 

How to Apply for the Assent Platinum Intro Rate

The sign-up process for Seat Platinum is relatively simple and straightforward. 

First, applicants must ensure their credit score aligns with the card’s requirements. 

This can be done through free credit checks available on various online platforms. Having a clear understanding of your own financial situation is an essential step before starting the process.

Applicants then need to prepare the necessary documentation proving their income, identity and residence. 

Finally, candidates must access the Assent Platinum website and complete the application form. 

It may take a few business days to process your order, so it’s important to be patient while waiting for a response. 

After approval, the card will be sent directly to the address provided, ready to be used for everyday purchases.