Costco Anywhere Visa

Costco Anywhere Visa offers convenience, security and financial versatility for all your users.

Credit Card

Costco Anywhere Visa

4% cashback Flexible redemption options

Financing option in convenient installments.

How to Apply You will remain on the current site

The Costco Anywhere Visa Card by Citi is a robust cashback card that delivers significant rewards for Costco members. With elevated cashback rates on gas, dining, travel, and Costco purchases, this card is perfect for individuals looking to optimize their spending across multiple categories.

Designed exclusively for Costco members, this no-annual-fee card (with a Costco membership) seamlessly integrates with your everyday spending, ensuring that you get the most out of your purchases.

Elevated Rewards for Everyday Use

The Costco Anywhere Visa Card offers tiered rewards designed to maximize value in key spending categories:

• 4% cashback on eligible gas purchases (up to $7,000 annually, then 1% thereafter).
• 3% cashback on restaurants and eligible travel.
• 2% cashback on Costco and Costco.com purchases.
• 1% cashback on all other purchases.

These rewards are automatically accumulated throughout the year and are redeemable as a Costco rewards certificate, issued annually and redeemable at U.S. Costco locations.

New cardholders benefit from no foreign transaction fees, making this card a great choice for international travel. Additionally, the lack of an annual fee (beyond the required Costco membership) ensures affordability for frequent shoppers.

Reliable Security and Convenience

The Costco Anywhere Visa Card includes advanced security features such as fraud detection, $0 liability for unauthorized charges, and Citi Quick Lock, allowing you to instantly secure your card if it’s misplaced. Cardholders also have access to Citi’s digital tools, making account management easy and efficient.

Pros and Cons

Pros

• High cashback rates on gas (4%), dining, travel (3%), and Costco purchases (2%).
• No annual fee with a Costco membership.
• No foreign transaction fees, ideal for international travel.
• Cashback rewards redeemable at Costco locations.

Cons

• Requires a Costco membership to apply.
• Rewards are issued annually, limiting immediate access.
• Spending caps on elevated gas rewards.
• Limited premium travel perks compared to other cards.

How Do I Know If the Costco Anywhere Visa Card Is the Best Credit Card for Me?

The Costco Anywhere Visa Card is perfect for individuals who are already Costco members and want to maximize rewards on both everyday and Costco purchases. If you frequently spend on gas, dining, or travel, this card’s elevated cashback rates can provide significant value.

However, if you’re not a Costco member or prefer rewards that are more immediately accessible, other cards might be a better fit. This card is best for loyal Costco shoppers who want to make the most of their membership.

Why Do We Like This Card?

We like the Costco Anywhere Visa Card for its robust cashback rates and affordability. The lack of an annual fee (with a Costco membership) and its elevated rewards on essential spending categories make it a practical choice for budget-conscious individuals.