Fit Mastercard®

Fit Mastercard®credit card offers convenience, security and financial versatility for your users.

Credit Card

Fit Mastercard®

No minimum credit score requirement Quick application

Financing option in convenient installments.

How to Apply You will remain on the current site

The Fit Mastercard® is designed for individuals looking to establish or rebuild their credit. Offering an initial credit limit of up to $400 and reporting to all three major credit bureaus, this card provides a straightforward way to improve your financial standing with responsible use.

While the card includes various fees, it offers accessibility to those with limited or poor credit histories, helping them regain financial stability. The Fit Mastercard® is a practical choice for users ready to take control of their credit journey.

Build Credit Responsibly

The Fit Mastercard® is tailored for individuals who might struggle to qualify for traditional credit cards. Its approval process is straightforward, with no need for perfect credit scores. Once approved, cardholders receive an initial credit limit of up to $400, which can be increased over time with consistent, responsible credit use.

The card reports to all three major credit bureaus, ensuring that your on-time payments and responsible use are reflected in your credit history. By making timely payments and keeping balances low, you can steadily improve your credit score.

Tools for Credit Management

With the Fit Mastercard®, cardholders can monitor their spending and manage payments through an online account portal. The card also includes fraud protection and $0 liability for unauthorized transactions, providing added peace of mind.+-

Pros and Cons

Pros

• Reports to all three major credit bureaus for effective credit building.
• Initial credit limit of up to $400 with the potential for increases.
• Accessible for individuals with poor or limited credit histories.
• Fraud protection and $0 liability for unauthorized charges.

Cons

• High fees, including annual, monthly maintenance, and processing fees.
• High APR, making it essential to pay balances in full.
• No rewards or cashback program.

How Do I Know If the Fit Mastercard® Is the Best Credit Card for Me?

The Fit Mastercard® is ideal for individuals who need an accessible option to start rebuilding their credit. If you’re committed to responsible credit use and can manage the associated fees, this card provides a valuable opportunity to improve your financial profile.

However, if you already have fair or good credit, or if you’re looking for a rewards program or lower fees, other options may be more suitable. This card is best for those who prioritize credit rebuilding over additional perks.

Why Do We Like This Card?

We like the Fit Mastercard® for its focus on helping individuals rebuild their credit. While it comes with higher fees, its ability to report to all three credit bureaus and its accessibility make it a practical tool for those looking to improve their financial standing.